M Morocco-NMA.online Morocco business reference
NMA Maroc

NMA code 6491 - Crédit-bail

2026 reference

About this page

NMA 2026

6491 · NMA code 6491 - Crédit-bail

Morocco NMA code 6491 in 2026 with definition, branch, VAT, CNSS, licences, legal form hints and business-setup guidance for Crédit-bail.

TVA20%
CNSS ER21,09%
CNSS EE6,74%
Taxe ProC1 (30%)

Morocco NMA code 6491 in 2026 with definition, branch, VAT, CNSS, licences, legal form hints and business-setup guidance for Crédit-bail.

Presentation of NMA code 6491

NMA code 6491 (Crédit-bail) should be used when the core activity matches this exact label in branch 64 (Activités des services financiers, hors assurance et caisses de retraite). Check immediate neighbour codes before filing.

In this branch

6411 - Activités de banque centrale6419 - Autres intermédiations monétaires6420 - Activités des sociétés holding6430 - Fonds de placement et entités financières similaires6491 - Crédit-bail6492 - Autre distribution de crédit6499 - Autres activités des services financiers, hors assurance et caisses de retraite, n.c.a.
Previous code6430Next code6492

NMA Classification and Hierarchy

Level Code Label
Section K Financial and insurance activities
Branch 64 Activités des services financiers, hors assurance et caisses de retraite
Sub-branch 649 Activités des services financiers, hors assurance et caisses de retraite
Activity 6491 Crédit-bail

Practical use of the code in Morocco

Context Why the code matters
Company setup / RC / ICE Code 6491 helps describe the main activity in company-registration workflows.
Invoicing and tax The code does not set VAT on its own, but it guides the first reading of the product or service before checking the tax text.
Payroll and CNSS Once staff are hired, it helps connect the real activity with payroll, employer cost and compliance checkpoints.
Licence or approval Yes, if the real service is regulated in this branch.

Sectoral licenses and authorizations

This branch often falls into a regulated area: Banking and financial services. Check the relevant Moroccan permit portals before launch.

Which profiles usually use NMA code 6491?

This NMA code typically applies to these professional profiles or business models:

Financial intermediaryCredit specialistBanking institutionInsurance broker

Source: HCP - Nomenclature Marocaine des Activites · OFFICIAL_DOC · 2026-05-04

Official description of NMA code 6491

NMA code 6491 (Crédit-bail) should be used when the core activity matches this exact label in branch 64 (Activités des services financiers, hors assurance et caisses de retraite). Check immediate neighbour codes before filing.